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Jun 29

How I Save $100/Month on Food: Exchanging Time for Money

Productivity, Unashamedly Self-Centered

Business has been a little slow, with two major projects on temporary (I hope) hold.  Cash flow is a little tough and groceries are getting really expensive.  Since I have more time than money right now, here’s how I’m saving the latter without really changing how or what we are eating:

Baking bread

Baking bread actually takes only 20 minutes of time, including cleanup.  I mix and kneed everything in my stand mixer and raise twice.  Each loaf costs about .35 USD in materials.  The loaves are about 2/3 of the size of a store loaf, but still, store loaves are running $2.50-$3.85 for the kind of bread we buy.  We eat a lot of bread; the two of us probably go through 2 loaves a week, so this saves an average of  $22.60 per month.

Making Granola

My DH won’t eat cheap cereal - generic corn flakes or puffed rice.  So we can count on at least $4.00 for a box of cereal.  Have you noticed how small cereal boxes are getting?  Luckily, he loves my plain granola.  I buy the Quaker Oats at Costco and use molasses/honey/maple syrup/brown sugar for the sweetener.  I buy molasses, honey and maple syrup when they are on sale or a good price at Costco.  A couple of tablespoons of oil, water, cinnamon and vanilla and we are good.  The cost comes to just under .09 per 1-cup serving.  The time spent to make 3 batches (I make smaller batches because they toast easier and I only have one edged cookie sheet) is a total of an hour (lots of in-between time). I figure we are saving about 30.00 a month on cereal!

Yogurt

Yogurt is super-easy to make.  Milk is running 3.56 a gallon here, which makes about a gallon of yogurt.  A quart of yogurt (the good kind) is usually on sale for 1.99-2.50, so the savings is 5.42 a gallon.  We use lots of yogurt in smoothies and as sour cream in cooking.  We save about 10.00 a month on yogurt.

Home Made Pizza

When I make bread, I also make pizza dough, raise it once and freeze it.  It thaws pretty quick in warm water (I freeze it in a ziploc) and is better for us than store bought or delivery.  We always have ground venison or elk, and I just reduce some canned tomatoes for the sauce.  The cheese is the costliest part.  The pizza we usually get costs 11.49.  The made pizza costs about $3.75.  We usually do pizza on Fridays, so we are looking at about 32.00 in savings a month.

Fruit Stand/Farmer’s Market

We have lots of fruit stands and a weekly farmer’s market in the summer time, so I hit them to get very cheap fruit and vegetables.  Of course I’m stuck with what is in season!  We’ve have asperagus (.85/lb) for two weeks, and I also pickled a bunch.  Peas are also out (.65/lb) and cherries.  Asperagus at the grocery store during this time was 1.99/lb, there were no peas.  I figure I save about 15.00 a month shopping at the fruit stands.

Now if only the DH could be convinced to brew beer again, we’d REALLY see the savings! ;-)

Let me know in the comments how you save cash by exchanging your time for money.

Apr 02

Raising Borders

Productivity

This isn’t a post on immigration.  It’s a post on cutting one’s self off for a period of time.

Tomorrow I’m raising borders around myself.  No phones, no email, no texting, no IM.  I have a full list of small items which all need to be addressed, but are getting overlooked.  This week has been a constant bombardment of flaming client meteoroids, each bigger, hotter and nastier than the last.


photo by Fort Photo

Tomorrow it stops.  At least for one day.

On Monday, let the meteoroids hit again - I’ll be ready for them.

Mar 22

Becoming Socialized

Productivity, Tech

I’ve been thinking about my social web appearances this week since I started a FriendFeed.  Creating a new account made me think about all the social applications I belong to and how little I participate in most of them.  Here’s my run down:

Facebook:  OK, I use this a lot.  I like it because it is mostly a closed community and I can choose who reads my stuff - especially with the current changes.

Twitter:  Some days a lot, others not so much.  I’m trying to focus more on cool links than funny things my dogs are currently doing.

Google Reader:  I tend to star stuff for my personal review rather than share it.  If I do share, I tend more to post on either my Tumblr blog or Facebook.

Del.icio.us:  I’m terrible about bookmarking.  I just never do it.  If I find information or a site I really like I will email it to my gmail database, but rarely do I go reference it again.  How do you guys use it?

Flickr:  I plan on using more…I just haven’t been taking many photos recently!  I need a camera phone!

LinkedIn:   The only time I log in is when someone adds me to their network.

Amazon WishList and Netflix:  Sharing these is pure hubris.  Besides, I’m wondering if I really want people to see my taste in really bad movies?

Pandora:  I love Pandora.  Combined with Fred’s suggestions I’ve found tons of music that I love. Not so sure I want people to know that I can go from George Jones to the Raconteurs in an instant though.  I also love Bluegrass….and I’m not ashamed to admit it!

Other networks I belong to and rarely do much with:  Plaxo, Magnolia, …. I know there are others because I’m always getting email updates that I delete…

Compared to other people (Rubel, Scoble, I’m looking at you), I’m pretty moderate, but I feel overextended.  How are you integrating social networks into your daily life?

Sep 01

Stowe Boyd Sums Up Why I Don’t Do Vlogs or Podcasts

Productivity, Tech

…I hate the fact that his video doesn’t allow me to randomly jump ahead.

/Message

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Aug 27

Helpless in the Face of a Full Day

Productivity

I’ve got one of those full days ahead of me - full of everything but what I feel I should be doing!

Because of a misunderstanding I didn’t get the correct materials for the audit for Soroptimist, so I have to work on that this afternoon and then meet with the committee tonight.  I have a Soroptimist work meeting at noon, and if I don’t work out this morning I won’t work out at all today.  Before I work out, however, I need to finish addressing 50 invitations for out big Masquerade Ball.

All of this on top of the fact I have two large projects I need to be working on!

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Aug 26

Less Interaction Instead of More

Productivity, Tech

With all the ways I communicate - IM, Phone, Texting, Website, Blogs, Flickr, Facebook, etc, etc, etc - I feel fragmented and unrelated.

I’ve talked before about consolidating all of my phones into one cell phone.  I’ve also consolidated all of my email into one account at gmail.  Now I’m consolidated all of my other presences into one Tumblr account.  Tumblr describes itself as a scrapbook for the web.  You can read and view my different blogs, my twitters, my flickr images and pretty much anything else I want to make an RSS feed for.

On top of that, I can use it to collect quotes and links I find interesting.  A real scrapbook. I’m loving it.

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Aug 22

Finally Getting Busy

Productivity, Unashamedly Self-Centered

After a very slow summer I’ve finally landed three jobs - about $8K total, which is pretty good for me. 

Part of the slowness was just because it was summer, but I think the economy might be a part of it as well.  However, I’ve also changed my client base - dropping a handful of clients, increasing rates for others and cultivating web designers instead.  I feel like I’m finally connecting and business is starting to result.

Ideally, I could use 5-8 web designers in my “stable”.  They would provide enough work to make me very happy.

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Aug 19

Quote of the Day

Humor, Productivity
I love productivity blogs — they’re probably my greatest waste of time.

zenhabits.net

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Aug 17

More Productivity Steps

Productivity

I’ve moved email to Gmail from Outlook. Didn’t understand why people rave about it - now I know. I love it - especially the threaded conversations. Fabulous.

ToDo lists will be handled two ways - in a mini moleskin which I keep in my purse, and on Remember the Milk (RTM). I can actually add todos to RTM from my phone, but I wanted the security of always having something to write on.

Next step: Brain dump of everything I know I need to get done.

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Aug 16

More Productivity Tips

Productivity

I just turned off Trillian, which handles all of my IM except for Google Chat. I’ll turn it on only when I need it.

I transferred all of my phone lines to Grand Central, which then forwards to my cell phone and IMs me when I have a voice mail.

I turned off the little notifier in my taskbar for new email and set Outloo to check only once an hour (gasp)! Update: Nope, couldn’t handle it - changed it to once every 30 minutes. This is because I hate the phone - phone are worse time wasters than email for me.

I got rid of the majority of my desktop links.

I’m consolidated all of my miscellaneous “important” stuff in OneNote.

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